The Effect of Fintech Payment and Financial Literacy on Financial Behaviour of Students of the Faculty of Economics and Business, Management Department, Class 2021, Pattimura University, Ambon
DOI:
https://doi.org/10.59890/ijsr.v3i3.33Keywords:
Fintech Payment, Financial Literacy, Financial BehaviorAbstract
This study aims to test the effect of fintech payment and financial literacy on students' financial management behavior. The research method used is quantitative. The number of samples in this study was 54 respondents and the sampling technique used was the purposive sampling technique using the solving formula. The data collected using an online questionnaire with the help of the Google Form application which was then distributed to FEBIS Management students, class of 2021. The data analysis used in this study was Partial Least Square-Structural Equation Modeling (PLS-SEM) with the smartPLS 4.0 data processing application. The results of this study indicate that (1) the fintech payment variable (X1) has a direct and significant effect on financial behavior (Y); (2) the Financial Literacy variable (X2) also has a significant effect on the financial behavior variable (Y) Keywords: Fintech Payment, Financial Literacy, Financial Behavior.
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